Morocco: Regulator to examine feasibility of setting up centralised database for mandatory insurance
Source: Middle East Insurance Review | Jun 2026
The Insurance and Social Security Supervisory Authority (ACAPS) is launching a study to establish a single, centralised reference system for all mandatory insurance regulations in Morocco, to transform a complex and fragmented regulatory landscape into a clear, accessible, and user-friendly system for all stakeholders.
The proposed framework is designed to be an agile and evolving tool, capable of continuously integrating legislative and regulatory changes as new risks emerge and necessitate new coverage requirements, reported the newspaper Le Matin.
Regular updates would be essential to guarantee its reliability and usefulness for consumers and professionals in the sector.
Currently, Morocco’s mandatory insurance arena suffers from a persistent lack of clarity. Coverage obligations are scattered among the Insurance Code and a multitude of sector-specific laws. This situation creates a lack of visibility, particularly for those subject to the requirement and the insured, who struggle to identify all their legal obligations based on their specific activities. This complexity exposes them to the risk of insufficient coverage, which runs counter to the objective of establishing mandatory insurance. M