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Mar 2025

UAE: Listed insurers post combined pre-tax profits of $544m for the first three quarters of 2024

Source: Middle East Insurance Review | Dec 2024

Listed insurers’ combined profit before tax increased by 8% to AED2.0bn ($544m) in the first nine months of the year, compared to AED1.8bn in the first three quarters of 2023.
 
Nine out of 27 listed companies lowered their profits in the January-September 2024 period, compared to the corresponding period in 2003, according to Badri Management Consultancy.
 
The listed insurers reported a combined insurance revenue of AED32.1bn in the first nine months of 2024, 21% higher than the AED26.5bn reported in the corresponding period last year.
 
This growth is likely to persist, fuelled by higher premiums and a shift in consumer preferences towards comprehensive motor insurance and increased adoption of home insurance. 
 
The overall concentration of revenue and profitability in a handful of companies increased this year compared to the same period in 2023. While the revenue share (68% vs 65%) and profit share (85% vs 78%) of the top five insurers increased slightly, their share of insurance service results was 98% in the first nine months of this year compared to 83% in the corresponding period in 2023. M 
 
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