News Middle East26 Oct 2026

Algeria:Insurance market revenue stays steady in 1H2026

| 26 Oct 2026

The Algerian insurance market generated revenue of DZD102.8bn ($763m) in the first half of 2026, according to the "Economic Briefing on the National Insurance Market" for the first half of 2026 published by the National Insurance Council (CNA).

The figure represents a 3% increase compared to the DZD99.8bn recorded for the corresponding half of 2025.

Other highlights of 1H2026 insurance revenue include:

  • Non-life insurance remained dominant with a 79.6% market share.

  • Personal/life & health insurance contributed 13.0% of the overall market.

  • International acceptances represented 6.6% of total revenue.

  • Takaful generated contributions of DZD876.8m, split between general takaful (DZD508.6m) and family takaful (DZD368.2m). 

Insurance Revenue

 

Activity

Revenue (DZD m)

 

 

Change

 

Market share

 

2025

 

2026

 

2025

 

2026

TRADITIONAL INSURANCE

 

 

 

 

 

Non-Life Insurance

80,491

81,778

1.60%

80.70%

79.60%

Personal Insurance

12,625

13,358

5.80%

12.70%

13.00%

Total Traditional Insurance

93,116

95,136

2.20%

93.30%

92.60%

TAKAFUL INSURANCE

 

 

 

 

 

General Takaful

268

509

89.70%

0.30%

0.50%

Family Takaful

236

368

55.90%

0.20%

0.40%

Total Takaful Insurance

504

877

73.90%

0.50%

0.90%

Direct Market Total

93,620

96,013

2.60%

93.83%

93.40%

REINSURANCE

 

 

 

 

 

International Acceptances

6,160

6,740

9.40%

6.20%

6.60%

Re-Takaful

0

0

-

-

-

OVERALL MARKET

99,780

102,753

3.00%

100%

100%

Source: CNA

 

Claims lodged with insurance companies reached DZD48.3bn in 1H2026, falling by 6% compared to the corresponding half of 2025. Total claims payout reached DZD44.1bn, an increase of 22.1% year on year.

 

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