News Africa22 Sep 2026

South Africa:Financial Ombud calls for proof of consent as 'murder for insurance' cases rise

| 22 Sep 2026

The National Financial Ombud Scheme (NFO) is urging insurers to obtain proof of the life assured's informed consent before issuing funeral policies, in a bid to curb 'murder for insurance' cases.

The move is a safeguard to ensure that insurance policies are not bought without the insured’s knowledge.

The NFO continues to see cases alleging that a life insurance beneficiary may have played a role in the insured’s death, or that the passing occurred under suspicious circumstances, according to a report by FANews, which covers South Africa's insurance and financial services industry.

The Association for Savings and Investment South Africa has said that life insurers detected 38 murder-for-money cases in 2024, up from 14 cases identified in 2023.

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