The House of Representatives has approved, by majority vote 12 articles of the 2025 Insurance Contracts Law Bill, as submitted by the government, out of a total of 101 articles in the draft legislation. This took place during a legislative session on 23 February 2026.
Minister of Political and Parliamentary Affairs, Abdul Monem Odat, stated that the House of Representatives will be enacting the first insurance law in Jordan, reported the news agency Petra. The law is to be named the Insurance Contracts Law of 2025.
He added that the objective is to consolidate all provisions related to insurance contracts in the Civil Code into a single law to regulate various forms of insurance, including land, marine, fire, life, and motor insurance. The proposed law will also regulate health insurance, civil liability insurance, and insurance on persons and property.
Mr Odat urged all insurance companies to ensure that their insurance policies would be in line with the provisions of the new law, develop and improve existing contracts, and create new ones that comply with its provisions.
He explained that the law will regulate insurance provisions and establish a legal reference to address gaps revealed through practice and implementation, in addition to codifying many judicial precedents established in court rulings.
Modern foundations
Legislators told Petra that, once enacted, the draft law will regulate the insurance relationship on modern foundations grounded in the principle of utmost good faith. It clearly defines pre-contractual disclosure obligations and establishes a transparent framework for compliance. The Bill also strengthens protection for policyholders against unfair or ambiguous terms, reinforcing trust and confidence in the insurance sector.
Furthermore, it establishes clear rules governing all stages of the insurance process—from application submission to contract conclusion and implementation—and sets minimum required elements for insurance contracts.
It defines the obligations of both parties, regulates termination before contract expiry, and specifies limitation periods for claims arising from insurance contracts, including cases where such limitation is interrupted and when the right to bring a claim arises for the insured or third parties.
The proposed law is expected to stimulate investment and support the national economy by providing a modern legislative environment, while addressing abuses such as the use of fraudulent accident reports and criminalising them with clear penalties.