Egypt: Financial regulator introduces new rules for digital insurance policies
Source: Middle East Insurance Review | Nov 2025
The Financial Regulatory Authority (FRA) has issued regulations covering the digital issuance and distribution of insurance policies by insurance companies and brokers.
Under Resolution No. 199 of 2025, an insurance company may, after obtaining the Authority’s approval, issue insurance policies digitally through the company’s information systems. The company’s database must be linked to the Authority’s database. The insurance policies may be printed directly by the insured.
Insurance companies wishing to issue and distribute their policies digitally are required to apply to the Authority, accompanied by a statement of the procedures the company will follow to issue and distribute insurance policies digitally, including fulfilling all insurance requirements for issuing those policies.
The company must also inform the customer of the insurance policy and its terms in writing and through an introductory video and provide digital verification that the customer has read and accepted all the terms and conditions of the policy and the risks associated with it. M