Saudi Arabia: Advisory council raises proposals for improvements in insurance sector
Source: Middle East Insurance Review | Sep 2025
The Consultative Assembly of Saudi Arabia has requested the Insurance Authority (IA) to study the possibility of amending the system for filing insurance claims for minor accidents, allowing drivers to submit them directly to insurers.
The move would allow submissions to be made without the need for an intermediary, in line with leading international practices, reported the newspaper Al Watan.
At the same time, the consultative assembly, which is also called the Shura Council, urged the IA to coordinate with the Council of Health Insurance to expedite the transfer of the digital platform, the National Platform for Health and Insurance Exchange Services (Nphies), to the insurance regulator. Nphies facilitates the exchange of health and insurance information among healthcare providers and insurance companies.
In March 2024, the Insurance Authority announced the transfer of health insurance responsibilities from the Council of Health Insurance to the Authority, as the sole agency responsible for regulating, supervising and controlling the insurance sector in the Kingdom. M