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Technical Feature - Health Insurance: A Need for a Closer Look at Medical Claims Inflation

Source: Middle East Insurance Review | Sep 2006

With the introduction of compulsory health insurance in many of the GCC markets for expatriates, there are growth opportunities for insurers and third party administrators (TPAs). But if the experience in Asia is any guide, there are many pitfalls to be avoided while the industry in concert with healthcare providers, hospitals and TPAs should invest in collating claims data to get it right from the start so that they can cope with runaway medical inflation and healthcare costs as healthcare technology gets even more sophisticated. Here, we bring you a close-up on the elusive medical claims ratio which is often understated.

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